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Coins columns | Freelance finance copywriter | Financial Writer Freelance
Piggy bank with business stuff | Freelance finance copywriter | Financial Writer Freelance
making a budget
A woman managing finances | Freelance finance copywriter | Financial Writer Freelance
Freelance finance copywriter | Financial Writer Freelance

What does finance mean?

Finance is the management, creation, and analysis of money and investments.

In other words, it’s the system of managing, creating and circulating money.

It is related to interest rates, the time value of money and other similar topics.

It also involves securities, credit and debit, and investment to fund current initiatives with future income flows.

What is the purpose of finance?

Borrowing and lending, investing, raising funds and selling and trading securities are all part of finance.
The goal of these initiatives is to allow businesses and people to fund specific activities or projects now, to be repaid later based on income streams generated by those activities. 

People would not be able to buy homes (in cash) without financing, and businesses would not be able to grow and expand as they do now. As a result, finance enables a more effective allocation of capital resources.

What are the basic areas of finance?

Public finance

This includes budgeting, taxation, expenditure, and debt issuance policies related to how governments pay for the services they offer to the public.

Corporate finance

This involves financial activities related to managing a business, which is often overseen by a division or department.

Personal finance

This is about money for individuals and their families. This includes planning, budgeting, saving and investing, asset protection, and purchasing financial products. Banking is also a part of personal finance.

Why did I choose to write about finances?

Finances play an important part in our daily lives.

After experiencing ups and downs in my finances and struggling, I’ve decided to write about money. I am confident that something positive will result from this little project.

My goal with this ‘experiment’ is to generate passive income through advertising while also having a personal learning experience.